Bank Alfalah 2025 profit hits Rs28.34bn as dividend rises
Bank Alfalah Limited reported its financial results for 2025 with solid performance. The Bank Alfalah 2025 profit reached Rs28.34 billion. However, earnings per share fell to Rs17.97 from Rs24.30 in 2024. The board also approved a final cash dividend of Rs3.00 per share. As a result, total dividend payout for the year reached Rs10.50 per share.
Stock Split To Improve Liquidity
In addition, the board recommended a 2-for-1 stock split. This move aims to improve share liquidity and investor access. Shareholders will receive two shares for every one share they hold. Such steps often attract more investors. Therefore, the bank expects stronger market participation.
Deposits Grow Despite Lower Rates
Total deposits closed at Rs2.49 trillion. This figure shows a strong year on year growth of 16.8%. The bank focused on growing average deposits. As a result, it built a more stable and long term funding base. Net interest income also rose by 7.1%, even in a lower interest rate environment. Management plans to continue this approach. The bank wants to deliver value and encourage customers to keep higher balances.
Loan Growth And Flood Support
Gross advances reached Rs1.15 trillion during the year. The bank also adjusted its credit mix. For example, it expanded consumer, SME, and agriculture financing. At the same time, the bank maintained strong capital discipline. Its capital adequacy ratio stood at 15.87%, well above regulatory limits. In addition, the board approved extra support for flood affected communities. Chairman Sheikh Nahayan Mabarak Al Nahayan backed a new contribution of $5 million. This brings total flood support since 2022 to $15 million.
The move highlights the bank’s social commitment. Therefore, it continues to position itself as a caring and responsible institution.
